Welcome to the Seafirst Underwriting Liability Program


This facility offers high liability limits of up to $ 10,000,000 for a variety of office, retail and building ownership risks. The basic liability limit on the program is $5,000,000 with lower limits of $ 2,000,000 available on request.

This program provides a stand alone primary general liability policy for eligible office, retail and building ownership exposures. It will not provide excess liability limits.

This product is especially useful for Lloyds Coverholders with clients who require liability limits higher than available on standard Lloyd’s commercial contracts.

Completion of the standard application is required in order to receive quotation.


Eligible classes of office and retail business:
Offices Music stores
Retail clothing Bakeries
Bicycle shops Mortgage brokers
Business systems Specialty retail
Domestic appliances Delicatessens
Video rental Sport store
Real estate offices General store
Domestic hardware Florists
Art Galleries Fruit and vegetable
Book stores Butchers
Drycleaners/laundries Cafes
Garden and lawn supply Takeaways
Collectible stores    

Other classes considered upon receipt of a completed application
Premiums starting at $ 500


Eligible building ownership classes:
Office buildings with limited residential units above  
Showrooms, retail bulk goods ( ie furniture , white goods )  
Commercial storage  
Service industry  
Restaurants, take-out foods  
Small strip malls  

Premiums starting from $ 300



Ineligible Risks
Prior insurance cancelled or renewal declined by other insurer
No previous insurance experience
Auto trades
Manufacturing risks (other than processing within a retail risk)
More than five locations
Operations or activities in the USA
Direct export to the USA
Retail risks with gross recipts in excess of $ 2,000,000
Buildings with insured values in excess of $ 3,000,000 or gross rental income over $1,000,000


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  Apply Offline
    Use our downloadable PDF application form.
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  Apply By Phone
    1-877-655-1141
     




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